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Life Insurance Made Simple

Protect your loved ones, secure your legacy, and prepare for every stage of life with affordable, flexible coverage options.

Compare plans, get a personalized quote, or enroll directly — all in one place.

Already know what you want?

Enroll directly below:

Term Life Insurance

Affordable coverage for a set number of years (10, 20, or 30 years).

Best for families, mortgage protection, and income replacement.

Whole Life Insurance

Lifetime coverage with guaranteed premiums and cash value accumulation.

Best for those wanting permanent protection and long-term financial planning.

Indexed Universal Life (IUL)

Flexible coverage with tax-advantaged cash value tied to market performance (with downside protection).

Best for wealth-building, retirement planning, and estate strategies.

Final Expense Insurance

Smaller policies designed to cover funeral costs and end-of-life expenses.

Best for seniors or those wanting to ease family burdens.

Best Protection Strategy

Many families choose a blend of coverage — like a Term Life policy for affordable protection plus a small Whole Life or IUL for cash value and final expenses. Ask us how to design the right balance for your needs.

Not Sure Where to Start?

Life insurance can feel overwhelming — but we make it simple. Fill out our quick form and we’ll run the quotes for you, compare side-by-side, and help you choose the best fit.

Additional Life Insurance Options

Core Coverage Options

The most widely used, government-supported plans for

individuals, families, and employees.

  • Term Life Insurance
    Affordable coverage for a set period. Best for young families and income replacement.

  • Whole Life Insurance
    Permanent coverage with cash value. Best for long-term security.

  • Universal Life (UL & IUL)
    Flexible premiums with investment-linked growth. Best for retirement and estate planning.

  • Final Expense Insurance
    Simple policies to cover funeral costs. Best for seniors.

Specialty & Supplemental

Options

Non-traditional plans offering flexibility, simplicity, or savings.

  • Business Life Insurance
    Buy-sell agreements, key person coverage. Best for

    business owners.

  • Group Life Insurance
    Employer or association-sponsored plans..

  • Mortgage Protection Life Insurance
    Tailored to match mortgage balance.

  • Children’s Life Insurance Riders

    Small policies added to parent coverage.

Not Sure Which of These Fits You?

The right policy depends on your goals, age, and budget.

Instead of guessing, let us compare the options and design the right mix for you.

Companies We Work With

Frequently Asked Questions

It depends on your income, debt, family needs, and goals. A good rule of thumb is 10–12x your annual income.

Term covers you for a set period at a lower cost. Whole Life lasts your lifetime and builds cash value.

Some policies allow simplified underwriting or guaranteed issue, though premiums may be higher.

Yes — you can add child riders or purchase small standalone policies.

Group coverage is helpful, but usually not portable if you change jobs. A personal policy ensures you stay covered.

Let's Get You the Extra Protection You Deserve

Office Hours: Mon–Fri, 9am–5pm MST

Fortune Shield is a licensed independent insurance agency. Not all products are available in all states. Eligibility and benefits vary by carrier and state. Enrollment subject to approval. Fortune Shield is not connected with or endorsed by the U.S. government or the federal Medicare program.

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