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Health Insurance Made Simple

Compare ACA, Private, and Alternative Plans.

Personalized coverage options for families, individuals, and businesses.

Already know what you want?

Enroll directly below:

ACA MARKETPLACE

(HealthSherpa)

Best for income-qualified families. Subsidies available.

StartHealth

(Primary Care)

Primary care + savings option.

Zions HealthShare (Catastrophic Care)

Catastrophic protection only.

Planstin Care (Groups)

Small businesses / 1099s.

StartHealth + Zions = Best Alternative Protection

Not Sure Where to Start?

Health insurance can be overwhelming — but we make it simple. Fill out our quick form and we’ll run the quotes for you, compare side-by-side, and help you choose the best fit.

Other Coverage Options

Core Coverage Options

The most widely used, government-supported plans for

individuals, families, and employees.

  • Marketplace Plans (ACA)
    Subsidized coverage with essential benefits.
    Best for self-employed or income-qualified families.

  • Medicare
    Federal program for seniors (65+) and those with disabilities.
    Best for age 65+ or SSDI.

  • Medicaid
    State-run coverage based on income/need.
    Best for low-income individuals and families.

  • Employer Group Plans
    Traditional employer-sponsored PPOs.
    Best for W-2 employees and their families.

Alternative &

Supplemental Options

Non-traditional plans offering flexibility, simplicity, or savings.

  • Private Plans
    Affordable plans outside the ACA marketplace.
    Best for healthy individuals or small groups.

  • Health Share Memberships
    Community-based cost-sharing (not insurance).
    Best for faith-based or alternative-minded families.

  • Short-Term Medical
    Temporary coverage for transitions.
    Best for job changes, new grads, or early retirees.

  • Dental & Vision / Add-Ons
    Standalone or supplemental options:

    • Dental & Vision plans

    • Accident, Critical Illness, Hospital add-ons

    • HRAs, FSAs, COBRA support for businesses

These programs are not ACA insurance. We’ll review how they compare so you can make an informed choice.

Not Sure Which of These Fits You?

There are more options than ever — but the best choice depends on your income, family size, and health needs.

Instead of guessing, let us run the numbers and compare side by side for you.

Frequently Asked Questions

It depends on your income, age, employment status, and health needs. We help you compare options—like Marketplace, private plans, or health share memberships—so you only pay for what makes sense for you.

Yes, if you qualify for a Special Enrollment Period—such as a job loss, divorce, birth, or other major life event. We'll help you find out if you're eligible.

No. Health share plans are not considered insurance and are not ACA-compliant. They are cost-sharing programs that can work well for healthy individuals or families who prefer lower monthly costs and more flexibility.

We offer alternative plans that often cost less than unsubsidized Marketplace plans—without giving up essential benefits.

Yes, we assist with plan education and selection for Medicare Advantage, Supplement, and Part D plans.

No, we do not assist with Medicaid applications—but we can direct you to your state's official enrollment site.

Let's Get You the Extra Protection You Deserve

Office Hours: Mon–Fri, 9am–5pm MST

Fortune Shield is a licensed independent insurance agency. Not all products are available in all states. Eligibility and benefits vary by carrier and state. Enrollment subject to approval. Fortune Shield is not connected with or endorsed by the U.S. government or the federal Medicare program.

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