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Protect Your Business with Confidence

Coverage designed for small businesses, entrepreneurs, and growing teams. Compare policies, get a personalized quote, and find the right fit for your industry.

Compare policies, get a personalized quote, or enroll directly — all in one place.

Already know what you want?

Enroll directly below:

General Liability Insurance

Protects your business from claims of bodily injury, property damage, and legal costs.

Best for all businesses as a foundational policy.

Commercial Property Insurance

Covers your building, equipment, and inventory from fire, theft, or other damage.

Best for business owners with physical locations or assets.

Workers’ Compensation

Provides wage replacement and medical coverage for employees injured on the job.

Required in most states for businesses with employees.

Business Owner’s Policy (BOP)

Bundles general liability and property coverage at a discounted rate.

Best for small businesses seeking affordable, broad coverage.

Best Protection Strategy

Most small businesses start with a Business Owner’s Policy (BOP) for affordability, then add Workers’ Comp,

Cyber Liability, or Professional Liability as they grow.

Business insurance policies are underwritten by third-party carriers. Availability, coverage, and pricing vary by state and industry.

Not Sure Where to Start?

Business insurance can be confusing — but we make it simple. Fill out our quick form and we’ll run the quotes for you, compare side-by-side, and help you choose the best fit.

Core Business Coverage

Core Coverage Options

The most widely used, government-supported plans for

individuals, families, and employees.

  • General Liability Insurance
    Covers injuries, damages, and lawsuits.

  • Commercial Property Insurance
    Protects physical assets.

  • Workers’ Compensation
    Required employee coverage for job-related injuries.

  • Business Owner’s Policy (BOP)
    Bundle for small businesses.

Supplemental & Specialty

Options

Non-traditional plans offering flexibility, simplicity, or savings.

  • Commercial Auto Insurance
    Protects business-owned vehicles.

  • Professional Liability (E&O)
    Protects against mistakes or negligence.

  • Cyber Liability Insurance
    Covers data breaches and cyber attacks.

  • Employment Practices Liability (EPLI)

    Protects against employee claims (harassment, wrongful termination).

  • Key Person / Buy-Sell Life Insurance

    Protects businesses if an owner or key employee passes away.

Not Sure Which of These Fits You?

The right policy depends on your business size, industry, and risk exposure.

Instead of guessing, let us compare the options and design the right package for you.

Frequently Asked Questions

Yes — even small businesses face risks like lawsuits, accidents, or property damage. Insurance protects your assets and livelihood.

A BOP bundles general liability and commercial property coverage at a discounted rate — designed for small businesses.

In most states, yes, if you have employees. It covers medical bills and lost wages for workplace injuries.

General covers physical risks (injuries, damage). Professional covers mistakes in services (errors, omissions).

It varies by industry, size, and coverage type. We’ll shop multiple carriers to get the best value.

Let's Get You the Extra Protection You Deserve

Office Hours: Mon–Fri, 9am–5pm MST

Fortune Shield is a licensed independent insurance agency. Not all products are available in all states. Eligibility and benefits vary by carrier and state. Enrollment subject to approval. Fortune Shield is not connected with or endorsed by the U.S. government or the federal Medicare program.

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