Required by law in most states. Covers damages you cause to others in an accident.
Best for meeting state minimums and basic protection.
Covers theft, vandalism, weather, or non-collision damage to your vehicle.
Best for newer or financed cars.
Pays for damage to your car if you collide with another vehicle or object.
Best for protecting your own vehicle from accidents.
Combines liability, comprehensive, and collision for complete protection.
Best for drivers who want maximum protection and peace of mind.
StartHealth + Zions = Best Alternative Protection
Most drivers choose a Full Coverage Bundle (Liability + Collision + Comprehensive) for the right balance of affordability and protection.
👉 Bundling Auto with Home or Renters Insurance can also save you up to 20%.
Auto insurance can be confusing — but we make it simple. Fill out our quick form and we’ll run the quotes for you, compare side-by-side, and help you choose the best fit
Liability Coverage
Required by state law. Covers others if you’re at fault.
Comprehensive Coverage
Protects against theft, fire, weather, or non-collision damage.
Collision Coverage
Pays for damage to your car from accidents.
Uninsured/Underinsured Motorist
Protects you if the other driver has little or no coverage.
Roadside Assistance
Towing, jump starts, lockouts, fuel delivery.
Rental Car Reimbursement
Pays for a rental while your car is being repaired.
Gap Insurance
Covers the difference between what you owe on your car loan/lease and its value.
Rideshare Coverage
Extra protection for Uber/Lyft drivers.
Instead of guessing, let us compare the options and design the right mix for you.
Liability only covers others — not your car. Most drivers add collision and comprehensive for full protection.
Yes! Bundling auto with home, renters, or business insurance often saves money.
Rideshare drivers need special coverage beyond personal auto. We can help set this up.
If you lease or finance your car, gap insurance can protect you if your vehicle is totaled.
Safe driver discounts, multi-policy bundling, and choosing higher deductibles can all help reduce premiums.