These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and Fortune Shield ("we," "us," or "our"), concerning your access to and use of the https://fortuneshield.com website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the "Site"). You agree that by accessing the Site, you have read, understood, and agreed to be bound by all of these Terms of Use. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU MUST DISCONTINUE USE IMMEDIATELY.
Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of these Terms of Use, and you waive any right to receive specific notice of each such change. Please ensure that you check the applicable Terms every time you use our Site so that you understand which Terms apply. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Use by your continued use of the Site after the date such revised Terms of Use are posted.
The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.
Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions. The Content and the Marks are provided on the Site "AS IS" for your information and personal use only. Except as expressly provided in these Terms of Use, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.
By using the Site, you represent and warrant that: (1) you have the legal capacity and you agree to comply with these Terms of Use; (2) you are not a minor in the jurisdiction in which you reside; (3) you will not access the Site through automated or non-human means, whether through a bot, script or otherwise; (4) you will not use the Site for any illegal or unauthorized purpose; and (5) your use of the Site will not violate any applicable law or regulation.
You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.
The content provided on this Site is for informational purposes only. Nothing on this Site should be construed as insurance advice or an offer of insurance coverage. The information provided does not guarantee insurance coverage or benefits. Insurance products and services are subject to terms, conditions, and exclusions not described on this Site. Please contact us directly or speak with a licensed insurance agent for specific information about our insurance products and your eligibility.
Fortune Shield is a licensed insurance agency. Our license numbers and details vary by state. For specific licensing information, please contact us or check with your state's insurance regulatory body.
Our cryptocurrency insurance offerings are subject to specific terms, conditions, and exclusions. Due to the evolving nature of cryptocurrency and associated risks, coverage may be limited and subject to change. Please contact us directly for the most up-to-date information on our cryptocurrency insurance products.
The financial information provided on this Site is for general informational purposes only and should not be considered as professional financial advice. It is not intended to be a substitute for professional financial planning or advice. Always seek the advice of a qualified financial professional before making any financial decisions.
We take your privacy seriously. Our handling of your personal, financial, and health information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Site and services, you consent to our collection, use, and disclosure of your information as described in our Privacy Policy.
If you use our online appointment scheduling service, you agree to provide accurate information and to attend the scheduled appointment or provide adequate notice of cancellation as per our cancellation policy.
The educational resources provided on our Site are for informational purposes only. While we strive to keep this information current and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained in these resources.
Insurance regulations and product availability may vary by state. Not all products or services described on this Site may be available in your state. Please contact us for information specific to your location.
Fortune Shield may have partnerships or affiliate relationships with financial advisors, insurance carriers, or other professionals. Any referrals or recommendations made through our Site or services are based on our professional judgment and existing relationships. You are not obligated to use any recommended services.
We reserve the right, but not the obligation, to: (1) monitor the Site for violations of these Terms of Use; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms of Use, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Site or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site.
We care about data privacy and security. Please review our Privacy Policy: Link. By using the Site, you agree to be bound by our Privacy Policy, which is incorporated into these Terms of Use. Please be advised the Site is hosted in the United States. If you access the Site from any other region of the world with laws or other requirements governing personal data collection, use, or disclosure that differ from applicable laws in the United States, then through your continued use of the Site, you are transferring your data to the United States, and you agree to have your data transferred to and processed in the United States.
These Terms of Use shall remain in full force and effect while you use the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS OF USE, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OF USE OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE OR DELETE ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION
At Fortune Shield, protecting your privacy is paramount. We collect and securely manage your personal, financial, and health information to provide our insurance and financial services. Your data is never sold and is only shared when necessary to fulfill your requests. We respect your rights regarding your information and comply with all applicable data protection regulations. For full details on how we handle your data, please read our complete Privacy Policy.
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