Escape the Trap of High-Priced, Limited Health Insurance
You deserve real medical protection without the skyrocketing premiums —
and without sacrificing access to your favorite doctors.
Discover a smarter, more flexible way to protect your family and your wallet.
Takes 60 seconds. No credit card. No spam.
What Is Alternative Healthcare Coverage?
What If There Were Another Way?
A way to get real protection—without paying for bloated insurance overhead.
These modern programs provide flexible, nationwide medical coverage starting at 40–60% less than traditional insurance.
These plans typically allow you to:
✓ see ANY doctor. No network restrictions.
✓ Predictable monthly pricing - no surprise bills.
✓ Preventive care and virtual care included.
✓ Optional add-ons for hospital and catastrophic events.
💡 Fortune Shield helps you learn how these plans work, compare options, and choose the one that fits your needs.
How These Plans Work
Four simple steps to better healthcare
Answer a few questions
about your health needs and budget.
Options for individuals, families, and small businesses.
We compare the best plans
available for your situation.
Most programs allow open, nationwide access — no referrals required.
Choose your providers —
no networks to restrict you.
Pay a predictable monthly contribution. When you receive care,
you either pay directly and get reimbursed or your plan pays the provider.
Enroll quickly —
many plans start within 7 days.
Telehealth, annual exams, and labs are commonly
included or discounted.
💬 Note: Some plans pair with Health Savings Accounts (HSAs) and offer preventive care at zero cost — we’ll explain your options.
What You Need to Know First
Not all programs are identical — we’ll guide you through key differences:
Pre-existing conditions
Coverage and waiting periods vary. We'll confirm what applies to you.
HSA Compatibility
Some programs support HSA funding.
Payment method
Self-pay by credit/debit each month; employer billing available for groups.
Coverage flexibility
Most memberships are month-to-month, giving you the freedom to adjust anytime.
🧭 Our advisors help you pick the best fit for your needs — with no pressure or bias.
Traditional Insurance Isn’t Broken,
It Was Built That Way.
Who These Plans Are Perfect For
Self-employed professionals & freelancers
Families seeking lower-cost coverage
Small-business owners providing benefits
Early retirees not yet on Medicare
Anyone frustrated with rising premiums
🌿 If you value freedom, flexibility, and affordability — you’re in the right place.
Real People. Real Savings. Real Peace of Mind.
“We were able to save a lot of money and give employees the HSA that they want.”
"Our savings were so significant that our firm offered to cover our employees first major incident as an added benefit to our staff."
See Your Best Healthcare Options — Without the Guesswork
Complete the form below and get your personalized coverage comparison.
Disclosure: Fortune Shield is a licensed independent insurance agency. Not all products are available in all states. Eligibility and benefits vary by carrier and state. Enrollment subject to approval. Fortune Shield is not connected with or endorsed by the U.S. government or the federal Medicare program.
Licensing: National Producer Number (NPN): 1073776